Quick payout on passing
Provides a tax-free lump sum that can go to your beneficiaries, helping with funeral costs or other expenses
Welcome gift
Buy a Hospital or Death Plan today and enjoy £10 a month for 6 months towards your coffees.
Ends September 30.
Build your Death Plan
From £13.34 a month
Death Plan
Your family gets a cash payout if you pass away, easing money worries during tough times.
- Up to £20,000 lump sum payout to your loved ones
- No medical exams – guaranteed cover, no questions asked
- Add partner and children from £4.33 a month
- Double payout for accidental death – up to £40,000
- Includes early payout for terminal illness
- Can pay funeral provider directly
Build a plan that fits your family
Get £7,500
lump sum
In case of accidental death you’d receive £15,000 lump sum
Get cover
for £13.34 / month
Most popular
Get £10,000
lump sum
In case of accidental death you’d receive £20,000 lump sum
Get cover
for £17.76 / month
Get £15,000
lump sum
In case of accidental death you’d receive £30,000 lump sum
Get cover
for £26.68 / month
Get £20,000
lump sum
In case of accidental death you’d receive £40,000 lump sum
Get cover
for £35.56 / month
Add your loved ones to your plan from only £4.33 a month
Helping your family when they need it most
When someone dies, financial worries can arrive immediately.
Families may suddenly face:
- Funeral costs
- Rent or mortgage payments
- Household bills
- Immediate expenses while arrangements are made
The Death Plan pays a cash amount to your loved ones, helping provide financial support during one of life's most difficult moments.
Leave the people you love taken care of
If the worst happens, your family receives a cash lump sum of up to £40,000 – paid directly to them, with no medicals and no health questions to answer.
Immediate Costs
Helps cover funeral and urgent expenses, reducing financial strain.
Early Payout
Receive a lump sum after a terminal illness diagnosis.
Financial Support
Supports families without savings or financial safety nets.
Extra Cover
Complements existing cover with additional financial protection.
We assess 98% of claims within 48 hours
No fine print
We keep things simple and transparent - no confusing terms, no fine print, and no surprises. Just clear information so you can count on when you need it most.
What's covered
Guaranteed cover
No medical or health questions. Your plan starts immediately
Cover for terminal illness
Cover for terminal illness (life expectancy of 12 months or less)
Optional family cover for additional premium
Children between the ages of 30 days to 17 years can be included on the cover. There is no limit to the number of children that may be covered
Double payout for accidental death
If you pass away due to an accident, your family will receive twice the selected payout amount—extra support when it’s needed most.
What's not covered
Early claims on existing conditions
If death or terminal illness occurs within 12 months of the start date of the policy from a pre-existing condition only a return of premiums paid will be made
Limitations
Age limits
Cover ends on your 70th birthday, or 18th birthday for an eligible child
No fine print
What's covered
Quick payout on passing
Provides a tax-free lump sum that can go to your beneficiaries, helping with funeral costs or other expenses
Guaranteed cover
No medical or health questions. Your plan starts immediately
Cover for terminal illness
Cover for terminal illness (life expectancy of 12 months or less)
Optional family cover for additional premium
Children between the ages of 30 days to 17 years can be included on the cover. There is no limit to the number of children that may be covered
Double payout for accidental death
If you pass away due to an accident, your family will receive twice the selected payout amount—extra support when it’s needed most.
What's not covered
Early claims on existing conditions
If death or terminal illness occurs within 12 months of the start date of the policy from a pre-existing condition only a return of premiums paid will be made
Limitations
Age limits
Cover ends on your 70th birthday, or 18th birthday for an eligible child
Talk to an expert?
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We are here to help
I’m too young for Death Plan type of cover. Why should I consider it?
Health challenges don’t always come with warning signs, regardless of age. Our plans help protect you from unexpected costs and give you one less thing to worry about.
Is there a medical?
No medical is required to join our plans. We believe protection should be simple and accessible, so your health history won’t prevent you from joining. Your plan’s terms will outline what is covered and any applicable waiting periods for claims related to existing conditions.
I already have cover elsewhere. Why do I need PG Protect?
PG Protect works alongside any existing cover you have. Our plans provide cash payouts directly to you, giving you additional financial support on top of your current policy. Whether it’s extra help with bills, groceries, or other unexpected costs, it’s your money to use as you see fit.
Need support?
Need support?
Send us an email or call our Customer Relations Team at 0800 542 5930.
Lines are open Mon-Fri 8:30am-5:30pm.